An Analysis on the Determinants of Loan Defaults at KCI Management Consultants in 2022 · Electronic Theses and Dissertations

Author: Andrea, Luke. A
Title: An Analysis on the Determinants of Loan Defaults at KCI Management Consultants in 2022
Abstract: This research aimed to analyze the determinants of loan defaults at KCI Management Consultants
in 2022. The study focused on identifying the various factors that contribute to loan defaults, such
as the borrowers credit history, loan amount, age, gender, value of stock and value of collateral
and loan purpose. The research was an investigation of the effectiveness of KCI’s current loan
underwriting policies and procedures in mitigating the risk of loan defaults. The study used
secondary data obtained from the KCI’s loan defaults files. The data was analyzed using E-Views
software and employed the Ordinary Least Squared (OLS) method to estimate the regression
model. The findings of the research provided valuable insights into the factors influencing loan defaults at KCI and informed the development of strategies to minimize the risk of loan defaults in the future.
Date: 2023
Publisher: BUSE
Keywords: Determinants
Supervisor: N/A